Underwriters assess risks and decide whether or not to accept applications for insurance cover, and on what terms. The aim is to minimise exposure for their company and help it to make a profit.
Any graduates can apply with preference given to degrees in subjects like business/management, economics, law and mathematics, or relevant science or engineering disciplines. Some larger insurance companies include underwriting as part of general graduate management training schemes. Occasionally employers will take on high-achieving school-leavers.
You'll need to be excellent at relationship building, have good attention to detail and be a strong communicator and negotiator. Empathy is another important quality.